Friends

Festival of colors, Holi, is being celebrated today across the country. Today people meet , greet, and color each other and try to bury the bitterness  by merging  in colors. Lot of colors, sweets and above all greets rule the festival. I wish all my friends, colleagues and relatives a very colourful, Happy and pleasant Holi. There are lot of holidays in  a year but only one Holi Day. See the change in words. It may be so that our ancestors who define a rest day as Holiday wanted to make it Holy Day or Holi Day where we can meet and greet the people by burying the bitterness, forget & forgive the past.

Some months back , I had mentioned about the humiliation we get during the course of professional meeting mainly from the people we are quite close. The moment they become more important or high grade officers, they forget the old friends and even try to avoid them. I have experienced this many time in last 30 years of my experience and noticed that such incidences are party of our journey. They are required in our life as morale booster so we can remain humble and also try to improve ourselves. People often forget that time is never static and so their level too. Once again time would change and those who are insulting today are going to face the music tomorrow. Then they will not only repent but also get depressed with their behaviour . Life would be alone, aloof and deserted without any friend or relatives near them which would be too painful.

CP

Dear Friends

"People are Good, Assignments are Good, Efforts are Good, Relations are Good but ...Resutls are not Good." This is what exactly happening since last one year with me professionally. Despite giving 100% results are not up to the mark. May be some more improvements are needed to achieve expected results. But one thing is sure "Tough time never lasts, tough people do" and this my strong belief too.

I am writing after more than a month and dont feel that I am frustrate but yes it is painful definitely. I strongly believe this is "dark before dawn" and then no one would be able stop us from success. Patience, Persistent efforts and positive attitude are the Key for any successful venture and we retain them always.  

Currently the biggest democracy of the world is dancing on loud music of politicians' speeches, announcements, posters etc. DJs of this music party are well attired in different different masks, clothes and languages. Actors changing now, those who were heroes may become villians and vice versa. As per the estimates about Rs. 50000 Crs. would be pumped in circulation in this every 5 year party and may be soon new set of Government may be in action. Meanwhile in this loud sound of music and dance of democracy, no one is bothered about economics, inflation, Balance of Payment , Current Account Deficit and all. In last one week I could not hear any thing from our so called economists and financial wizards like PC, Montek Singh, Manmohan Singh. So Economics is in back burner now.  This is probably good for the country. 

Let us see what comes out on 16th May, 2014.

CP

Friends
First month of Year 2014 is almost complete. The month also witnesses my birthday. In fact, this month sets the tone for the whole year . The events of the month indicates about the coming months of the year. Most of the times it is true.

Today is Sad day for me and my family because I lost my uncle in law (Satish Chachaji) . He was very active , healthy and happy person but unfortunately a heart attack took him away from all of us. Chachaji was fond of travelling and no one can be more energetic at the age of 75 years than him. It was coincidence that he expired while travelling. I pray to god to peace to his soul and courage to all of us to near this loss.

Professionally the month has been quite positive but still far ahead than expected . I hope coming months would definitely be better day by day.

CP

Friends

Positive vibrations of year 2014 have started generating which may wipe out the pains of 2013. Year 2013 should be named as year of Knowledge and Experience. It broke the established business trends, old financing products virtually failed or slow down. Finance syndication activities had not only passed through a turbulent time, it has been redefined in 2013. Consultants were passed throughout tough churning filtering largely the small and new players out of the market.

Fortunately, initial vibrations are quite positive and after learning from 2013, finance consultants would make up the set back of 2013. While the entrepreneur or self employed professionals have to wait patiently for the right time, I noticed that employees or the professionals in job segment get impatient very soon. They get panicked and start leaving the organisations quickly without thinking for a moment that tough time never lasts but tough people do. I have seen lot of people leaving the organisation in 2013 without genuine reasons or under immense pressure of career. They did not even thought for a moment that employer has much more at stake than themselves and would definitely try his best to come out of such temporary situations.

In my view patience is one of the key factor along with the knowledge, attitude, behaviour and dreams.Without Patience nothing can be achieved and without achievement no Dream can be fulfilled.

I wish great year ahead for all my friends, relatives , peers, colleagues and family members.

CP

Friends
When ever there is challenging time, new inventions take place. The struggle to survive, sustain and grow takes us to new heights. In between we use all tactics of the game but it is always very long and cumbersome before we see the light. I'm talking about the Economic and Political turmoils our country facing. Last 2-3 years were not good for economy due to policy paralysis in the Government. This also resulted into political turmoils and various incidences like corruption, scams, arrogance, cheap language etc.
Being a finance consultant I have felt the impact of economic slow down directly. The advisory services has changed drastically in last 3 years. General finance products have changed and has been replaced more by the products commonly used in crisis. We need to be very much attentive and flexible in adapting the changing environment to sustain and grow. In my view coming six months would be more challenging and market will see lot of players going in hibernation. Also we may see some new financing products more convenient and comfortable to the financing needs. Let's prepare ourself and do the best. After all "this too would pass".
CP

"Makoda'

Friends

I am blogging after more than a month. In last one month we celebrated Diwali and had  long vacation. Gujarat celebrates almost a week's holiday during Diwali.

During Diwali we exchange gifts and sweets to retain the relationship and further expand and strengthen the relations. This is integral part of social and professional set up and needs continuous updating. Such festivals give great opportunities to sync with society.

While analysing various professional and social  relations, we come across many persons growing beyond our imagination and expectation. They give good surprise when we come to know about them suddenly. We try to reconnect with them in anticipation of getting some favour from them. In most of the cases the experience is not very good and we end up with embarrassment or heart burning. 

Here I would like to remind about on movie "Billu" casting Shah Rukh Khan and irrfan. Do you remember, in this movie character of SRK (Shahid Khan) becomes a very big star where as his patron character of Irrfan (Billu) remains a small time barber. When SRK comes to his village every one pushes him to meet him more particularly his wife Lara. At that time in the story, Irrfan says that if I would go to him now Shahid would think that see 'Makoda' has come. Makoda is an insect who moves towards some sweet product and plunges into that till that Makoda pushes head inside and most of the time die there it self. So in the movie, Billu avoids going to Shahid fearing embarrassment and insult despite lot of pressure from every corner. He does not want to become Makoda. Similar story was with Lord Krishna and Sudama. But in this case as per the story Sudamaji reached to Lord Krishna. 

In our daily life we come across with many people  becoming senior officer, politician, businessman or celebrity  and we try to reach to them . We feel that he would give us same response of earlier times and revert with love. Practically it rarely happens. Most of the cases he would rather show you his success more loudly and may even hurt you emotionally.  Anyways, we should always avoid to become "Makoda" unless it is the question of life and death. I experienced that those who become highly successful would never care for old friends and they may be right too. It is better to save your self from becoming "Makoda". Whenever any old friend becomes big celebrity or officer or politician we boast of knowing him and try to reach him. Our purpose may be selfish. Also that guy would never like to be associated with such friends who are at lower scale in his eyes. He may also not like the world to know his roots. Whatever be the reason, we should avoid being Makoda. It may not benefit in short term but later on it would help a lot. Better we remain Billu at least self respect will be retained.

CP

Happy Dussehra

Friends
Today is Dussehra. It is said that today Lord Ram had killed Ravan after long fight. It is the day we celebrate as a mark of win of good over bad. This day is followed after 9 days worship of Maa Durga, called Navratris. It is one of the holiest days amongst we Hindus. Festive season is at its peak. Soon we will celebrate Diwali and then Christmas and then new year followed by Makar  Sakranti and Holiday.
It is good to celebrate all these festivals and in fact it shows the strength of a society . Still I feel we people waste lot of time in celebrations. If we calculate all the holidays in a year these may exceed the working days. This affects the prosperity of a society and in turn country. Most of the families have single earning member concept. It will take some more time when it would increase two earning members. The pressure can be eased out only when we reduce the holidays and add up working days.
CP