25th Wedding Anniversary

Friends

7th Dec. 2014 marks the occasion of Silver Jubilee of my wedding with Shashi. Exactly 25 years ago on 7.12.1989, we got married amid curfew in Jaipur. The day of wedding was not only cold but also bit tensed as there was no entry in the city after 6 pm and hence marriage was arranged outside the city. The marriage was finally happening after engagement for more than 9 months. 

The celebration of 25th Anniversary was arranged in Ahmedabad. I am grateful to all the nears and dears who spared time for this small event and came all along from Jaipur and other places. All the relatives who made their presence in Ahmedabad were too kind and adjustable despite some discomfort in logistics. Every one gave their full support and cooperation to make the event grand success.  

The love, affection and blessings showered by all the guests can not be described in words, it can only be felt. It makes me feel proud of my friends and relatives who love us so much. We missed some of our close friends and relatives who could not join the celebration despite their best efforts. 

When we look back 25 years ago, many young kids had either did not born or were too small kids. These kids are now Boys and Girls and even mostly married . These boys and girls were real army to make the event live and successful. 

I am very much thankful to all my friends and relatives for accepting  invitation and sparing time to descend at ahmedabad. Each and every relative and friend gave their best to make it a successful event . I am also obliged with the presence of my parents to bless us at this event. Nikita and Hitisha also deserve a big thank for organising the and making it successful. Me and Shashi are specially thankful to all those who were constantly sharing the photos and videos through social media. The event would have not been successful without the blessings and messages of those who could not attend physically but were constantly supporting and guiding us. The event was made successful by our local team who were putting tireless efforts since about a month .  I wish to share some of the messages, pics and blessings sent by the family members.

We are really blessed to have such a wonderful lovely  relatives and friends.

CP

Friends

Last week me and my better half Shashi were packed for a surprise vacation to Bali, Indonesia. The packaging was done by our wonderful daughters Nikita and Hitisha who along with their other cousins planned a short trip of 5 days & 4 Nights. The visit was very well planned in which every small factor was properly taken care of by them. I can't express my feelings for this wonderful gift to us in words but feel so much proud about their capabilities, dedication and decisions. As students they had planned this since last two years and had saved from pocket money so they can send their parents for a vacation . It is really matter of great satisfaction and proud for me as a parent of such wonderful kids.

Bali is a good tourist place in South Asia which dominated by Hindus . A well maintained tourism spots, points and good people. People of Bali are aware that tourism is major source of their revenue and hence tourist shall be given the best.

CP

Friends

In politics any thing is possible and there is no friends nor foes. Recently the BJP and SS fought elections jointly in Lok Sabha and immediately thereafter parted after 25 Years' of association. The reason is quite simple- it is business and every one is fighting for survival and growth. Hence every one is associated with each other but no one permanently attached. The decisions of joining and parting are taken on the basis of various factors . No one is obliging others rather everyone is serious about their self interests. Strategies are made on basis of informations and situations. Some times the decision get wrong and it becomes very difficult to rectify. The rectification it self is very painful and quite time consuming . SS got wrong in negotiating with BJP while allocating the seats and then while joining the BJP government at centre and state.

I am closely watching this situation and feel that in business also we can use the same tactics while dealing with the clients and vendors. Negotiation is a very powerful quality and can be sharpened with experience. I found that one has to be ruthless in dealing with other side, full of information , positive attitude and good strategy. Whenever opportunity comes it should be given due respect and try to make it a success.

I am not concerned what SS or BJP wd do in future but one can learn a lot from this and use the same tools in business to grow further.

CP

Have Faith in Yourself

Friends

Many times we hit the Wall in business and social life. In social life, we loose many friends, relatives, kins and so on... And then we feel a vacuum. It is like hitting the wall, in a dark tunnel which we do not know how to come out. Similarly, in business also we experience such vaccum when we unknowingly enter into the dark tunnel and suddenly hit the wall. That moment every thing goes blank and every actions prove wrong or mis hits. In my view this happens with every one and in every field. Things never move as per our wish and we ride roller coaster without any idea about the future. 

Socially it happens when the relations are not in continuity, bonding is bit weak and views are different. In current situation, we all are running to make our dreams come true and by the time dreams are about to be true, you end up with social isolation  or agony. At this juncture, a person feels blank and gets disheartened. The situations can go worse or get better depending on the means used to resolve. 

In case of business or professional life, the challenges are too much and too frequent. The products, markets, competition and so on .....change the environment every day . Despite the best efforts no one can guarantee the continuous success and has to face the tough time,. There may be challenges for many sides forcing to rethink on the business strategies and plans. Sometimes it virtually breaks you to an extent that you feel blank with no light at the end of the tunnel . In fact this is very painful situation for any body. Past memories and hope from the future are only tools to find the rays of hope. In my view the belief in yourself and patience are the most effective tools to come out of this situation.

Whatever be the situation whether social or professional, noting is incurable . The blankness is the sign of something new and better opportunities which are just about to happen. Patience, belief in yourself, hope and learning from the past are the most effective tools to handle such moments.

CP

Wish you All Happy Diwali & Prosperous New Year

Friends

It is bit late to wish for Happy Diwali and New year but still better than not to wish. Diwali has just passed and people are almost now out of this festive mood. In Gujarat it is celebrated for almost a week i.e. From Dhan Teras to Labh Panchami. Most of the people utilise this long festival vacation for Some out station trips. In Gujarat, it is also new year and hence people wish for Happy and Prosperous New Year too.  I had the opportunity to go to my native at Jaipur and then to Kota before returning to Ahmedabad after 6 days vacation. Jaipur has always been an intimate location which provide us a chance to be with parents and many other close relatives. It also gives me a golden opportunity to visit my Nani ( Mother's Mother). The trip also game me a chance to visit Khatu Shyamji and My village Sidhara.

This time this trip had one more feather of visiting Kota. I had a very pleasant stay with my in-laws where the  hospitality was of highest standard. The love and affection showered by them was tremendous. Sometimes I feel, do we really deserve this kind of affection and respect. This level of hospitality flattens and gives strength to move forward with utmost humbleness. Some people are big and respectable not  by richness but by the quality of behaviour, listening and utmost humbleness.

Diwali festival brings in lot of gifts for every one. Children get new clothes, sweets and chance to fire crackers, elders get chance to get together, this festival brings some thing good for every body in different form. In addition to sweets, clothes and lot of other material gifts, it brings some wonderful invisible gifts like:

i. An opportunity to meet the nears and dears which bonds the relationship further;
ii. Blessings of the elders;
iii. A chance to understand people, their activities and way of living life;
iv. Knowing people and building up relationships.

These are very valuable gifts in the life which can not be earned without these festivals. I once again wish to all of you a very happy, prosperous and purposeful new year. 

C P

MAN-A stage full of Challenges

Friends

A kid always dreams of growing older and become a Boy. The dream does not end here, he further dreams to be a MAN at the earliest. A Man in my view is one who is bit matured, married  and have growing kids. These kids soon become grown up kids and by this time, the Man either loses his hairs or their color changes to almost white. He becomes more and more tense day by day fearing about the safety, career and future life of the grown kids. By this time this Man shapes his personality as irritative, arrogant and suspicious about the things around him. This Man unsuccessfully tries to control the things beyond his control and troubles every one. He starts getting possessive about his kids, their safety, comfort and future life become key issues in his mind. This is the stage when a Man is worried about the family, business and finance.

This Man is too much burdened by the pressure from the parents, peers, wife and many other friends and relatives to start worrying about the kids. Gradually, this Man becomes a confused persona unknown about his own existence. I have seen this stage almost of every Man passing through such stage which puts him in a fix. In fact at this stage the life becomes full of challenges which he is unable to sort out. However, it is the stage when a Man gets lot of satisfaction towards grown up kids, their accomplishments and maturity.

Thus a MAN is burdened with lot of challenges which automatically solves during the  course of time. By the time these challenges get solved, he becomes an old man ready to face some bigger challenges of life.

CP

Story of Eagle

Friends

Recently, I came across to some very interesting facts about an Eagle . An eagle can live life upto 70 years, but after 40 years of age it has to go through a very painful process. By the age of 40 years, eagle's beak gets bend and its' sharpness to hit prey gets almost ineffective. Also it's chest accumulates lot of furs which adversely affects its strength to fly and lastly its claws also gets bit bend which affects its power to catch the prey. So, if the eagle wish to live the life of another 30-35 years, it has to pass through a very painful process. Eagle will have to go to highest point may be some mountain where no one can reach. It has to break the beak by hitting the stones. It is not only painful but time consuming too. After loosing the beak, it takes about 2-3 months to get the new sharp beak. 

Meanwhile it has to remove the turns from chest by this new beak only . Simultaneously, the claws have to be sharpened by rubbing to the stones. During this process of 2-3 months, the eagle has to survive on minimum food or may be wintout food. But after 3 months of this painful process, the eagle comes out with all new deadly tools and ready to live life for another 30 years. The eagle is now ready with very sharp beak, chest without the extra furs and claws much sharper.

We as professionals also pass through such situations where the existing expertise, activity or the areas of operation may not continue to give the same satisfaction and hence we need to review periodically. Sometimes, even the highly remunerative segment has to be left to move away for better prospectus. Professionals of my age with around 30 years' experience in the field are like Eagles which need to immediately break the old beaks and acquire new beaks to continue to excel in life. We should be ready to rejuvenate ourselves with more focus and expertise but after painful process of coming out from the existing comfort zone. It is very painful and time consuming to restart again but ultimately, the fruits are immense. There is no short cut in life and nothing is free in the world. Those who do it continue to strive for the success and those who don't, are bound to be extinct sooner or later.

Just after 10-15 minutes, the day will change and it would be 14 th October , which is of immense importance for us as it is the birth day of my wifee Shashi. I wish her a very happy birthday and pray to God for her good health and long life ahead.

CP

100 Days of NaMo Sarkaar

Friends

Recently NaMo Sarkaar completed 100 days. Though it is quite short period to judge performance of any party but still indications can be analysed and directions can be judged. New govt. was quite fast in taking certain decisions right from the day it was declared that BJP with NDA has won elections and soon new government is coming into power. NaMo had started taking interest in the government workings, meeting bureaucrates , meeting foreign dignitaries and so on.. It was clear that no more dullness in the government and soon we wd see active government. Soon the ministry was put into place and parliament sessions were convened. Oath ceremony saw all the saarc member countries heads indicating that the vibrancy in government is reviving. In last 100 days NaMo Sarkaar has successfully handled many international and domestic issues. GDP growth was highest in last quarter, Sensex and nifty touched new heights, industrial production is getting better day by day , people feel more safe now and transparency  in the government working is quite apparent. However, NaMo Sarkaar could have done better in certain segments particularly in reviving the economy and boosting the investments. Many schemes of the government were almost copy of the previous government. NaMo visited Bhutan, Nepal and Japan in last 3 months and heads of countries like Australia visited India. In my view NaMo Sarkaar should look into following issues ASAP :

1. Ministry of finance and defence should have full fledged cabinet minsters for better focus and performance. Some other crucial ministries be made independent . Many politicians of ruling BJP are quite capable and intelligent with vast experience and hence shall be accommodated for better performance of the NaMo Sarkaar. 

2. Certain bureaucrates continuing from previous government should be reshuffled as their thought process is unchanged. They may come on time now but that is not the guarantee of better performance or new thinking. 

3. Situation in UP, J&K and West Bengal is not yet improved and hence special attention should be given to improve the life of public in these states.

4. In present economic situation small and medium businessmen/ industrialists are seen as scamsters and hence better atmosphere is needed. Lot of rules and regulations framed by previous government like NPA, Sarfaesi, new loans etc. should be made flexible. The approach should be to help the businessmen to revive the units which is giving employment to lot of people of the country and generating forex revenues for the country. In every economy 10-15% may be cheaters but this does not mean all the businesses are surviving on illegal methods. Business environment should be good for better economy. 

5. Gujarat development is the major reason for the success of this government and hence the growth of Gujarat should be ensured even after NaMo has moved to delhi. 

CP

Kal Phir Ayega

Friends

It is long time since I could sit again to write a blog. I don't understand why I am so dull and lazy in writing blog. Probably mind does not decide what to write and I find excuses for not writing blog which once was very close to my heart and wish it again becomes routine to express my views on blog.

Most of the time in life we come across very challenges and try to face it . Be it profession , education or social segments, we feel it is the biggest ever challenge till we come across new bigger challenge. History of a challenge is always fascinating but the present and future very tense. Some times we feel it is end of every thing and suddenly we come out of the challenge without knowing how it all happened. While passing through a challenge, we feel pity of ourselves and winning a challenge gives feeling of achievement.

I would only say that in such situation "Kal Phir Ayega" there can not be end to any thing it is only coma and no full stops. Life is full of opportunities , dreams and achievements . We only need to have patience and hard work to grab them.

CP

Achchhe Din

Friends

It is about a Week, NaMo has taken charge as PM of the country. Since last 13 years he was in Gujarat, we never felt his presence. He does not know me but I know him and hence when he moved out to Delhi, we people have started missing him. It feels as if some one of our family has gone out of home. This is the personality of NaMo and I am sure in near future whole country will start feeling his presence. It is for the good of the Country, hence we all should be happy for his movement despite we will miss him in Gujarat. 

Last couple of weeks have been quite hectic with travelling to Bangalore, Delhi, Hyderabad and Mumbai. This is also indication of improvement in the Economy. Lagta hai sach Mai Achchhe Din Aane Wale Hai. Let us hope and look for brighter time ahead .

CP

NaMo-Jigar ka Tukda

Friends

Soon NaMo would start full fledged function as PM of the Country.  We know he is very hard working and task master and wish people would love his work as PM too. Infact, We at Gujarat would miss him as he is our "Jigar ka Tukda" but this is small sacrifice for the nation. He has big experienced battery of team politically and bureaucratically who will perform as per his instructions. 

On economic front he has to take care of inflation, rupee value vis a vis foreign currencies, CAD, and growth of the  Country. The conditions left by the outgoing government is not very good and it would be a tough task for incoming government to prove the situation. Here is a small gist for the new government on economic front :

1. Inflation to control by taking some positive steps.

2. Focus on Agriculture, Power and Infra Sectors to improve the Economy, Jobs and inclusive growth. All the pending proposals should be cleared so the necessary investment can be brought in.

3. Condition of the sick units shall be reviewed with positive attitude and necessary support should be extended so such units can stand on their own and run. They will expand and also give substantial jobs to the people. Killing such units with legal tools would be easiest thing but then lot of employed forces would get unemployed and lower the growth too. Banks should be persuaded to help the sick units instead of selling them to ARCs who are not better than a butcher house. 

4. Taxes particularly service tax shall be abolished completely as it is creating more black money in the system. Rates should be reduced and recoveries may be speed up.

5. Power projects shall be promoted in power deficit states and also the power manufacturing plants be promoted. 

6. Capital goods sector be given full support as that will bring in technology, Money and future growth in the country. This will require the strengthening Rupee in international markets.

I can give long list but these are some of the immediate requirement of the our country.
CP

Friends

Saturday, Sunday had been great outing for us to one of the best resort of Pushkar (Raj.). The occasion was Golden jubilee anniversary of our uncle Shri Kailash chachaji and Chachi. It was great combined effort of their children, who have tirelessly left no stone unturned in making the even grand success. It is not small think to organise the event with such a perfection. Very few people have dual capability of organising the event and enjoy too. It needs lot of guts to satisfy every one who come from distant places With different back ground . It was marvellous task they performed with great coordination, respect and humbleness. We all enjoyed the event for two days and thank this wonderful family for organising this event. It is great achievement for the Hosts to make the guests enjoy for two days.

Last week I had to attend one more marriage at Abu, which was also a good event. This week I am giving some time to the profession hence travelling Pune and Nagpur. Later on will visit Delhi, Mumbai, Hyderabad and Banglore too.

CP

Friends
Political drama is at its peak and will remain so till end of next month. Intact, it is out door drama going till 12th May and after 16th , the day counting starts, it will move to inward. Lot of editing, dubbing , back ground music and so many other things would be done. More than half of the seats have been voted and people in those areas are nor back to business. Certain states like Karnataka, Rajasthan, Tamilnadu have been fully our of out door drama. Business in these states have started reviving to some extent though every one in the country will have to wait till counting .

Elections must have pumped in huge amount of liquidity in the system and this will support the economy. Let us hope for the best for the country and wish great economic growth of the nation. After all in last  5 years we have faced policy paralysis, arrogance,corruption, scam, inflation, negative growth in economy.

Whenever I go these days people talk about Gujarat. They wonder if really electricity is 100% and roads are good. Ahmedabad earlier was taken as a two tier city with normal activities, till elections. Thanks to the media that now we are taken seriously. There is huge responsibility on Gujarat now to lead the other states and sustain high growth. It would be a great challenge for this state and we are confident to prove right in untrue too.

CP

Friends

Election season is at its' peak. Democracy is dancing through politicians. Media is playing music and we public are having party time. What a pleasant dance where every one is proving himself best and trying to be the most efficient, intelligent and open heart person. These dancers become so humble that even god may be surprising what has happened to all these typical creatures who were not like this. Most embarrassing period for Bollywood actors who can't compete these politicians in acting.  Scene  is like we have entered into a Mela where lot of games, shop keepers, eateries etc. are selling their products by luring the public. Jokers are masked with different different faces, talking different tones and trying their level best to snatch maximum voters. They know these couple of months' efforts would take them to heaven again for 5 years. They behave so humbly but afraid of fellow actors . If required they can go to any extent in defeating others. What a festival of democracy we are passing through.

New financial year has also started about a fortnight ago and once the above festival passes after another month or so, we Indians will sit back and start again concentrating on Business and Economics. It seems every one including the current government and all its' institutions have virtually accepted the defeat and are simply passing the time. No action, no decisions and of course no energy. I wish we soon get over this and start the business again.

World economy is in better shape now and there are huge opportunities available for our country if we seriously make efforts. Indian economy is under stress without any doubt and needs firm and quick decisions to revive. Last March month has seen lot defaults in the banking system. As per my estimates, more than 4 Lac Crores of Loan are under distress at different levels and if not handled properly these may become bad .

My elder daughter Nikita has just finished her Law graduation and would soon enter into legal world. My best wishes to her for great career ahead.

CP

Friends

Festival of colors, Holi, is being celebrated today across the country. Today people meet , greet, and color each other and try to bury the bitterness  by merging  in colors. Lot of colors, sweets and above all greets rule the festival. I wish all my friends, colleagues and relatives a very colourful, Happy and pleasant Holi. There are lot of holidays in  a year but only one Holi Day. See the change in words. It may be so that our ancestors who define a rest day as Holiday wanted to make it Holy Day or Holi Day where we can meet and greet the people by burying the bitterness, forget & forgive the past.

Some months back , I had mentioned about the humiliation we get during the course of professional meeting mainly from the people we are quite close. The moment they become more important or high grade officers, they forget the old friends and even try to avoid them. I have experienced this many time in last 30 years of my experience and noticed that such incidences are party of our journey. They are required in our life as morale booster so we can remain humble and also try to improve ourselves. People often forget that time is never static and so their level too. Once again time would change and those who are insulting today are going to face the music tomorrow. Then they will not only repent but also get depressed with their behaviour . Life would be alone, aloof and deserted without any friend or relatives near them which would be too painful.

CP

Dear Friends

"People are Good, Assignments are Good, Efforts are Good, Relations are Good but ...Resutls are not Good." This is what exactly happening since last one year with me professionally. Despite giving 100% results are not up to the mark. May be some more improvements are needed to achieve expected results. But one thing is sure "Tough time never lasts, tough people do" and this my strong belief too.

I am writing after more than a month and dont feel that I am frustrate but yes it is painful definitely. I strongly believe this is "dark before dawn" and then no one would be able stop us from success. Patience, Persistent efforts and positive attitude are the Key for any successful venture and we retain them always.  

Currently the biggest democracy of the world is dancing on loud music of politicians' speeches, announcements, posters etc. DJs of this music party are well attired in different different masks, clothes and languages. Actors changing now, those who were heroes may become villians and vice versa. As per the estimates about Rs. 50000 Crs. would be pumped in circulation in this every 5 year party and may be soon new set of Government may be in action. Meanwhile in this loud sound of music and dance of democracy, no one is bothered about economics, inflation, Balance of Payment , Current Account Deficit and all. In last one week I could not hear any thing from our so called economists and financial wizards like PC, Montek Singh, Manmohan Singh. So Economics is in back burner now.  This is probably good for the country. 

Let us see what comes out on 16th May, 2014.

CP

Friends
First month of Year 2014 is almost complete. The month also witnesses my birthday. In fact, this month sets the tone for the whole year . The events of the month indicates about the coming months of the year. Most of the times it is true.

Today is Sad day for me and my family because I lost my uncle in law (Satish Chachaji) . He was very active , healthy and happy person but unfortunately a heart attack took him away from all of us. Chachaji was fond of travelling and no one can be more energetic at the age of 75 years than him. It was coincidence that he expired while travelling. I pray to god to peace to his soul and courage to all of us to near this loss.

Professionally the month has been quite positive but still far ahead than expected . I hope coming months would definitely be better day by day.

CP

Friends

Positive vibrations of year 2014 have started generating which may wipe out the pains of 2013. Year 2013 should be named as year of Knowledge and Experience. It broke the established business trends, old financing products virtually failed or slow down. Finance syndication activities had not only passed through a turbulent time, it has been redefined in 2013. Consultants were passed throughout tough churning filtering largely the small and new players out of the market.

Fortunately, initial vibrations are quite positive and after learning from 2013, finance consultants would make up the set back of 2013. While the entrepreneur or self employed professionals have to wait patiently for the right time, I noticed that employees or the professionals in job segment get impatient very soon. They get panicked and start leaving the organisations quickly without thinking for a moment that tough time never lasts but tough people do. I have seen lot of people leaving the organisation in 2013 without genuine reasons or under immense pressure of career. They did not even thought for a moment that employer has much more at stake than themselves and would definitely try his best to come out of such temporary situations.

In my view patience is one of the key factor along with the knowledge, attitude, behaviour and dreams.Without Patience nothing can be achieved and without achievement no Dream can be fulfilled.

I wish great year ahead for all my friends, relatives , peers, colleagues and family members.

CP