Do We Deserve Democracy?

Friends
Every Indian knows what is happening to us and what our kids are going to inherit from us as an asset. They will get the hate, regionalism, terrorism, polluted world and all.This mess is our own creation and this is the result we are facing now. It is really disgusting to even discuss this issue but what else we can do? No wrong, we cant take shelter behind these silly words, "what cant we do". This should be the slogan now for all indians.
In my view, this seems to be the result of democracy we are enjoying since last 61 years. A democracy which is totally dependent on vote bank politics, appeasement of various casts, creed and clolour. This is the Democracy which is fully supported by the politicians who always have limited vision, never care about the nation but we allow them to rule. This is the democracy which basically is run by about 10000 families of the country. Any adition into that is not possible unless one gets licence from these powerful politician families. What else we can expect friends?
We Indians in last 5000 years of civilised history, as far as I understand have never been into democracy except for the past 61 years i.e. almost 1% of the civilised period. Do we really deserve this type of system? I think we need to shelve this system for some time and let the government run by the dictators who would at least take strong steps in the direction of curbing terrorism, who would work above vote bank politics and would have strong will power to act. In present political system, every politician is busy in holding his vote share at any cost. They are since long doing this by appeasing different communities or the region. In my view it is high time that we unmask the politicians in the best interest of the country or else face the dictatorship.
Wish you agree to my comments.
cpjain

To be Rich you have to Own Stapler

Dear Friends
Recently I came accross to this comment by a very legend managment cosultant. He mentioned that you are Rich or definitely going to be rich if you own stapler. As per him, even senior executives use office stapler and other stationery of very small value at home. This keeps them below the richness , and the person who owns that stapler (company promoter) is the real rich.
So if we want to become rich, we need to develop habit of owning small things even and behave like rich person. I wish we take notice of this habit.
cpjain

Friends

In the present recessionary time, one of the most talking topic is how much one should save out of his total income? I have asked many friends about the level of saving one should maintain in any case to tide over all the turbulant phases. A normal person struggling for his daily bread & butter feels it is impossible to save more than 10% of the income earned whereas a person just reached to a millionaire level suggests that one should save minimum 60% of the total income. It is without doubt that the savings are the only tools to help you overcome the challenging times but do we really give good attention to savings. Often we turn our focus to income and believe it would continue for long period and hence dont save much. Rather we discount our future cash flows also by committing more EMIs and bind ourselves. In my view the level of saving depends on the income and its nature but it should be minimum 25% at any level. This can be further increased upto any level depending on the income.

Related to this is another topic most talking about in the present time is "Frugality". This also a very sensitive issue which one gets aquainted only after spending. I believe we should not tempt to costly brands, pomp & show and expenses which are really not required or sheer wastage. It does not mean that we should try to become millionaire by saving . Please be aware that no one in this world has become millionaire by saving but yes to stay millionaire saving is required. Infact we should spend freely where ever needed.

We therefore should be frugal and good saver.

cpjain

Friends

Diwali festival is over now after a week long vacation. As if the time again started rolling. It was almost standstill except social get togethers or sharing gifts and sweets. I appreciate the values behind all our festivals, the stories behind them and the teachings by these festivals. The festivals give sanskars to us, remind us of our cultural values and above all provide us a chance of social get togethers. Infact we indians used to celebrate festivals for vacations too. But in present time, I fail to understand the longivity of these festivals. Because in my view we enjoy almost 150 holidays in a year of 365 days which is probably highest in the world. Being a developing nation, more vacations result into delay to become developed nations. Or in other way we are passing more responsibilities on our generations to come to work harder. Had we reduce the holidays by half, we would have been probably a developed nation by now or atleast the new generation would have born in a developed country.

Last 5 years had given us a golden chance to become a powerful developed nation, but we missed it and god knows when it would be repeated in future. We hsould seriously look into such issues and reduce the number of holidays in a year otherwise we would not be able to encash the strength of highest number young people in the world.

cpjain

Friends

Diwali vacations are always fun time for every one. In Gujarat we celebrate diwali till 'Labh Pancham' so it is bit longer than any other states. Most people change locations in these 7 days and start routine life on labh pancham after muhurat.

I with family had gone to Saputara, Nasik, Trayambakeshwar and Shirdi and had great time.

cpjain